Parents and Students Can Earn Money for College Without a Scholarship, Financial Aid, or a Student Loan

(PRWEB) March 18, 2006 -- Do you need money for college? No Problem. Parents and students are often concerned about the high cost of higher education

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. Many are unaware of the alternative and additional options to financial aid.

The book, Real Money for College.com is designed to shed light to those parents and students in need of financial guidance for higher education

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. This book is especially designed for high school

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 students who are either in college or just graduated from college. If students follow these simple steps, college will be paid for at least a large part of it.

"I cringe when I hear parents and students say they do not have money for college. Students and parents should first know how much money they need? The second thing they must understand is how to use multiple ways to finance their college education. Finally, remember that no one is going to just give them money, they must earn it.
                                                                                               Derrick Farmer, College Authority

Myths about getting money from the big three: Scholarships, Grants, and Loans.

Myth # 1 Financial Aid pays for College

In most cases, financial aid will not pay for college. In fact, financial aid pays only if you qualify. Financial aid is given out based upon the federal government. In other words, our politicians determine the amount of aid each year. Financial aid varies form year to year, even if you receive it one year, the next year you may not or vise versa.

Myth # 2 Scholarships pays for College

Yes, but it depends on the scholarship. Most scholarships are not full paid scholarships. They only pay for a portion of your college education. Many of what is called a full scholarships only pays for tuition, it does not cover books, room and board, or meals.
Most scholarships stay the same and when the college tuition rises (like it does almost every year) the scholarship does not increase which forces parents to ante up more money. If scholarships were so easy to get, why do so many student and parents complain about the high cost of college. (Something to think about)

Myth # 3 Loans pay for College

No, you pay for college. For every dime you borrow from a student loan, YOU will have to pay it back plus interest. “A recent study by the National Center for Education Statistics shows that about 50% of recent college graduates have student loans, with an average student loan debt of $10,000.00.” “Reducing Student Loan Debt” Because students do not know how to earn money for college, they are choosing loans and credit cards to pay for it. Most students begin their career after college in debt. Loan companies are like sharks, they will do what ever possible to get back the money that you owe. They will take your first born child. (Just Kidding)

A student loan is usually funded by the federal government. This means that they can take your income tax, garnish your wages, and even withdraw money from your bank account. If you do not pay it back.

Lets be honest, there is no way everything can be spoken about in a press release. If you would like to see more visit www.realmoneyforcollege.com

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