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Clock Winding Down on Low Rate Student Loan Consolidation

May 5, 2005 -- College graduates and college students graduating in May of this year have an unexpected surprise lurking around the corner - a likely 2% - 2.5% increase in federal student loan rates that could cost them thousands of dollars each year, as rates for many student loans are projected to increase.

 “  However, they need to act now, literally!.  
Federal student loan rates are based on the interest rate of the 13-week (91-day) Treasury Bill at the last auction in May of each calendar year; rates set at that auction take effect on July 1 of that year. Over the last 9 months, 13-week Treasury Bill rates have been creeping up from just above 1% to 2.931% as of the May 5, 2005 auction. Current rates can be viewed at
http://www.StudentLoanConsolidator.com/consolidation/projected-rates.php

What does this mean for students and graduates? For students with an average of $30,000 in federal student loans, this rate increase will translate into an extra $1,200 in interest paid every year. Students with Stafford loans currently at 3.37% will likely see a rate increase to anywhere from 5.25% - 5.75%; parents with PLUS loans could expect a rate increase from 4.17% to 6% and 6.5%. Though determining the precise increase is still a few weeks away, there's little doubt that rates are going up.

Students and graduates can avoid potentially losing thousands of dollars more each year by consolidating their federal student loans before the rate change. According to Jonathan Rudy, director of customer service at StudentLoanConsolidator.com (http://www.StudentLoanConsolidator.com ), "Graduates can consolidate their student loans and lock in today's interest rates; once locked in, they can't change, which means that graduates will be protected from any further rate changes, and not have to pay any extra interest when rates change at the end of the month. Grad students can also consolidate just their undergraduate loans if they're still in school
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."

"With no credit checks, no fees, no early repayment penalties, and low fixed rates that won't last much longer, there's absolutely no reason for graduates not to consolidate their loans today. However, they need to act now, literally!" urges Mr. Rudy. "Very often, graduates wait until the last minute to file their paperwork and by then, they may not be able to protect themselves from a drastic rate change. The earlier you apply, the better off you will be, as you'll begin saving more each month and you'll beat the rush."

Students and graduates can request a free application at http://www.StudentLoanConsolidator.com immediately or call (877) 328-1565.

Contact Jonathan Rudy at StudentLoanConsolidator.com by email at e-mail protected from spam bots for more information; to request a free information packet and application, graduates should visit http://www.StudentLoanConsolidator.com as soon as possible.

StudentLoanConsolidator.com is a service of the Edvisors Network, a multi-national education
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 services company offering students options for managing the entire education
Educational (language Immersion) Soccer Programs Worldwide! Check out EduKick's Education & Soccer Camps!
 life cycle, from getting into their college of choice to financing their education and beyond. The Edvisors Network is based in Quincy, Massachusetts, with offices in Quincy and London, England. Visit them on the web at http://www.EdvisorsNetwork.com for more information.


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